Savings & Loans

Basic Savings Account

The value of savings in this account determines the size of any loan.

Xmas Savings Club

This is paid out to members in the last week of November.

Holiday Savings Account

Save for your holidays or special occasions in this account.

Back to School Savings Account

Take the pain out of the September return to school.

Credit Union Loans

As a rule of thumb we will lend you three times what you have saved in your basic savings account.

These are the reasons why members love our loans:

• Interest rates are fixed at 2% per month of the outstanding balance which is 26.8apr. However because you only pay interest on the declining balance you pay a maximum of 13.4% interest and for larger loans this may go down to 4.8%.
• We make no charge for arranging the loan or for credit checking.
• We make no charge for the early repayment of loans or for making additional payments to your loans.
• You can repay your loans over up to 60 months.
• We can make loans payable to you or a third party.
• In the worst case scenario, if you should die the debt dies with you because of our free Loan Protection insurance.